Are Electronic Signatures Legally Binding in Michigan?

Michigan

Are Electronic Signatures Legally Binding in Michigan?

Michigan joined the majority of the US in passing the UETA act for the regulation of electronic signing and electronic transactions.

The eSign act is known as federal law.

What are the eSign & UETA Acts?

In the ESIGN and UETA acts, there are four major requirements for an electronic signature to be recognized as legal under U.S. law.

The UETA & eSign requirements are:

1) Intent to Sign

No different than a wet signature, e-signatures are only considered valid if a user demonstrates a clear intent to sign which Signable provides.

 

3) Clear signature association

Signable provides a clear and detailed audit trail that provides clear signature association once everyone has signed a document.

Everyone involved receives an email that includes the completed electronic document attached as a PDF and a certificate of signature.

The certificate of signature is an important document that includes important information including:

 

  • Who each signing party is
  • Dates, time stamps, IP addresses and fingerprints
  • A full audit log or audit trail

2) Consent to do business electronically

There must be expressed or implied consent from the signing parties to do business electronically. Signers also have the option to opt-out.

 

4) Record retention

E-signature records are only valid as long as they can be reproduced if required. Signable provides a signed copy via PDF and allows parties to download the document when required.

Signable provides all of the above, meaning that you can trust your documents will be legally binding in the US.

It’s worth noting that in the US electronic signatures and digital signatures are both popular and we provide e-signature services.

You can find out more about the difference between an electronic signature and a digital signature here.

Need the full breakdown of eSign law for Michigan?